Loans for Small Businesses

New Businesses
(Working Capital Only)

Loans for new businesses requiring credit for working capital.  Government guaranteed loans.

  • Up to 8% of combined expenses or up to ILS 200,000
  • Up to 5 years
  • Prime +1.5%
  • Guarantor-free
  • Grace period of up to a year
  • Interest paid by the State for the first year

New Businesses
(Investment Purposes)

Loans for businesses opened after April 1, 2020 requiring credit for working capital. 

  • Up to ILS 200,000
  • Prime + 3.5%
  • Up to 5 years
  • One Guarantor
  • Grace period of up to six months

Existing Businesses Hurt by COVID-19

Loans for existing businesses facing financial difficulties as a result of the COVID-19 crisis.

  • Up to 30% of annual turnover or up to ILS 200,000
  • Up to 5 years
  • Prime + 1.5%
  • Guarantor-free
  • Grace period of up to a year
  • Interest paid by the State for the first year

Existing Businesses (Not hurt by COVID-19)

Loans for existing businesses who were not impacted by the COVID-19 crisis.

  • Up to ILS 200,000
  • Prime + 3.5%
  • Up to 5 years
  • 5% deposit or one guarantor

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