Ogen’s
Flagship Programs
Our Core Values
Strategic lending
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Blended finance
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Financial know-how
Creating Financial Opportunities for All People of Israel
At Ogen we invest in both financial and human capital to advance the well-being and opportunities of Israel’s underserved communities. For over three decades, since Prof. Eliezer Jaffe z”l established our organization, we’ve grown from an interest-free lending model into a leading social lender.
Access to Credit by Blending Resources:
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Low-interest loans for small businesses
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Low interest for non-profits
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Interest-free loans for families and individuals
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Emergency fund interest-free loans to evacuees, reservists and farmers
Financial freedom is not just access to equity, it also involves supportive financial guidance:
To support growth and sustain economic stability for our target audiences, Ogen has built a robust system of family economists and volunteer mentors. Through our short-term and long-term programs, we provide financial guidance, tools and continued support. This option can be combined with credit, if deemed necessary.
Business Division
A fund backed by UJA NY that guarantees loans for new businesses and Bedouin-owned businesses in the South, providing essential capital to drive entrepreneurship in underserved communities.
Partners: UJA New York, Jewish Agency for Israel
Provides farmers impacted by the war with loans and personalized mentoring to help them recover and rebuild.
Partners: Day After FundOffers mentorship and financial support to Arab small business owners, equipping them with tools to grow and thrive in the Israeli economy.
Partner: Ministry for Social Equality, Klarman Family FoundationProvides targeted mentoring to businesses in the Arab and Ultra-Orthodox communities of Jerusalem, helping entrepreneurs overcome barriers and succeed.
Partner: Russell Berrie Foundation
Families and Individuals Division
This loan fund of NIS90m ($25m) is dedicated to individuals with low credit scores, offering tools to rebuild credit and improve financial stability.
Partner: Ministry of FinanceThis debt settlement program serves individuals with outstanding debt. In collaboration with the Enforcement and Collections Authority, the fund of NIS53m ($15m) provides guidance and tools to regain financial independence.
Partner: Class Action Proceeds Fund of the Ministry of JusticeA comprehensive support program for evacuees, war effected communities and reservists. The program, in partnership with Citizen Impact, offers mentorship opportunities and loans, to help cope with returning home, rebuilding communities or balancing reservist commitments.
Partners: Arison Foundation, Jewish United Fund of Metropolitan ChicagoThis program helps 2,000 Ethiopian families move from absorption centers into their first Israeli homes, offering Amharic-speaking mentors and financial planning.
Partner: Ministry of Aliyah and Absorption, The Kathryn Ames Foundation, The Atran Foundation, Bader PhilanthropiesOgen utilizes world-leading models to bridge gaps and enable low-income individuals to enhance their earning capabilities and career paths. Based on an income share agreement structure, this program provides participants with access to training in exchange for a commitment to repay a percentage of their income over a fixed number of years.
Partners: Ministry of Labor, Schusterman Israel Foundation, UJA-Federation of New York, The Azrieli FoundationThis program mentors 2,200 families through the process of purchasing their first home, helping them plan and navigate the complexities of homeownership. This program provides crucial mentoring to families otherwise unable to buy homes due to market failures, utilizing the home as an asset for generational wealth and social mobility.
Partner: Ministry of Justice, Bob Gottesman, Ted Arison Foundation
Established in 2018 to support French-speaking immigrants living in Israel, helping families and individuals establish a stable financial foundation and ease their integration process.
Partner:Established in response to the war, the fund provides loans, financial tools and mentorship to reservists and their families. To learn more about Yuval Silber z”l and the fund click here.
Partners: Peled-Scharf Family; The Gottesman Fund; The Michael & Susan Dell Foundation
Non-Profits Division
Ogen's mission is to foster financial stability and capacity within Israel's non-profit sector, a vital component of the country's social fabric. Providing affordable loans, credit solutions, and expert mentoring to nonprofits, empowers them to grow and sustain their impact. With fair, accessible financing and hands-on guidance, we help organizations overcome financial hurdles, expand their programs, and strengthen their communities.
This loan provides nonprofits with fast, flexible financing to cover gaps in funding and maintain operations without interruption. Whether waiting for grants, government reimbursements, or donor contributions, our short-term loans offer immediate relief, ensuring organizations can continue their vital work
Providing nonprofits with accessible capital, up to NIS2.5m, to invest in infrastructure, helps them to expand facilities, upgrade equipment, and strengthen their long-term capacity. These financing solutions empower organizations to improve efficiency with fair terms and expert guidance, ensuring the resources they need to build for the future.
Our credit lines give nonprofits flexible, on-demand financing to manage cash flow, cover unexpected expenses, and seize new opportunities. With fair terms and expert support, our revolving credit solutions provide financial stability, allowing organizations to focus on their mission without disruption.
Partners: Harry and Jeanette Weinberg FoundationOgen’s core mentoring program is designed to develop managerial and business skills among CEOs of social organizations through strategic mentoring and knowledge sharing.
Partners: Jewish Agency for Israel, IVN – Israel Venture Network, National Insurance Funds
