Name Loan Fund (minimum amount $10,000):
Honor the people you care most about with a fund in their name. This fund offers circular interest-free loans to individuals, families and reservist soldiers. Loans are repaid over a five-year period, upcycling your donation to Israelis in the future that need the fiscal support. The free-interest loan is coupled with expert mentors to provide financial education and long-term stability. click here to donate
Focus Areas (minimum $50,000):
Support specific sectors of Israeli society that have been identified as most in vulnerable by our economic experts. To learn more about creating a project or joining an existing campaign for social impact click here. Ongoing campaigns: New immigrants, Ethiopian Israelis, Arab community, women in abusive relationships
Foundation Giving:
Ogen offers a wide variety of philanthropic opportunities. Check out our Annual Reports to learn more, or click here to connect with our team and build your customized giving platform for optimal social impact.
Partners & Friends
Thanks to our partners we continue to develop a variety of tools
for our community from know how to novel financial tools.
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"The highest virtue is to help a person
become independent"
Founder Prof. Eliezer Jaffe (z”l)
For more information,
please reach out to the Ogen Development Team:
Development@ogen.org
In memory of Yuval, his friends and family established the Yuval Loan Track. The fund provides interest-free loans up to $12,000 to help reservists facing financial hardship during their service. This track is a testament to Yuval’s belief in empowering others and creating lasting change.
We have raised over $7m with our goal set at $10m. These interest-free loans will help reservists to get back on their feet, and support their businesses and families while they protect the people of Israel.
Current Campaign:
Yuval: Provide a Lifeline for Israeli Reservists
Yuval Silber’s life was defined by service, leadership, and a deep commitment to empowering others. His dedication to his country led him to return from Thailand when the war broke out, even before being officially called for reserve duty. Humbling himself to serve in a front-line battalion, Yuval was killed in action on November 1, 2023.
FAQ
Ogen, originally IFLA (Israel Free Loan Association) is a nonprofit social finance organization providing affordable credit and financial mentoring to individuals, small businesses, and nonprofits in Israel. Our mission is to promote financial resilience and economic opportunity for those who need it most.
Your donation directly supports Ogen’s ability to provide interest-free loans for families and low-interest loans to small businesses and nonprofits in Israel. Contributions help us expand access to responsible credit and provide mentoring to ensure financial stability and growth.
Yes. Ogen is a registered nonprofit organization, and donations are tax-deductible in Israel, the U.S., Canada, the UK, and other countries through our partners. Please refer to our donation page for specific tax-deductible options. Click here
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Credit card or bank transfer through our secure online platform
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Bit
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Checks or wire transfers (contact us for details)
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Donor-advised funds (DAFs) and other philanthropic giving platforms
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Legacy giving and planned donations
For more information, click here.
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Yes. You can set up a monthly or annual recurring donation to provide ongoing support. Simply select the recurring donation option when making your gift through JGive. You can also set up a Name Loan Fund (NLF) fund to support a specific cause or demographic, creating a lasting impact. Click here to learn more.
A receipt will be sent automatically via email for online donations. If you donate by check or bank transfer, please contact us with your details, and we will issue a receipt.
Yes. When making your donation, you can dedicate it in honor or memory of a loved one. We can also send a personalized acknowledgement to the recipient upon request.
Absolutely. We work with corporations, foundations, and philanthropic partners to create tailored giving opportunities. Contact us to discuss partnership options.
Yes. With a donation of $10,000 or more, you can establish a named loan fund to support a specific cause or demographic, creating a lasting impact. Named Loan Funds support our interest free-loans for families and individuals. With the repayments we can continue giving out loans from the same fund, expanding your opportunity of giving. NLF donors receive a detailed report annually (or upon request) showing the number of loans made from the fund, payments returned and monies available for new loans at the time of the report. Click here to learn more
Ogen provides regular reports to donors on the impact of their Name Loan Funds contributions. NLF donors receive a detailed report annually (or at any time upon request) showing the number of loans made from the fund, payments returned and monies available for new loans at the time of the report. You can also learn about Ogen’s social impact in our quarterly financial report and annual reports here.
We primarily focus on financial donations, but we are always happy to connect and discuss potential in-kind support such as professional services may be beneficial. Reach out to discuss how you can help.
Yes. We use industry-standard encryption and security measures to ensure your donation is safe. Your payment details are processed securely and are not stored on our servers.
If you have any questions about donating, tax receipts, or impact reports, please contact our resource development team.
Yes. In addition to donations, Ogen offers impact loans where investors can provide low-interest capital to support our loan funds. These investments generate social impact while offering modest financial returns. To learn more click here.
Ogen provides two main impact investment options:
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Impact Investments – Investors provide capital that is used to issue low-interest loans to small businesses and nonprofits. Investors receive a modest return.
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Social Bonds & Structured Investments – Ogen partners with financial institutions to structure investment vehicles that combine capital market returns with measurable social impact.To learn more contact us.
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Ogen's investment model prioritizes social impact, and financial returns vary based on the investment type. Loan fund investors typically receive a modest fixed return, while structured investment options may offer different financial terms. For specific details, please contact our resource development team.
Ogen operates under strict financial oversight, adheres to regulatory compliance standards, and implements rigorous risk assessment measures to ensure responsible lending. Our loan portfolio performance is regularly reviewed, and investors receive detailed impact and financial reports.
You can donate online, via wire transfer, or by contacting our resource development team for customized giving options. We provide regular updates on how risk cushions enhance Ogen’s lending capacity, including borrower success stories. For more details, reach out to here.
A risk cushion is a financial safety net that allows Ogen to provide more loans by absorbing potential losses. Ogen’s borrowers are largely unable to provide guarantors. The people we serve do not have access to peers who are willing or able to co-sign on a loan, particularly at this moment of economic uncertainty. As such, we have a different method to manage risk.
Instead, Ogen’s favorable loan terms are made possible by philanthropic risk mitigation funds. These are grants or grant guarantees which aren’t lent out but serve to create a first-loss reserve. In the event that any borrower is unable to repay a loan, the risk mitigation fund covers the effective loan loss. Your donation strengthens Ogen’s financial resilience, enabling us to issue more loans and increase our impact.Donating to a risk cushion has a multiplier effect: it helps Ogen take on more lending risk, making capital accessible to more borrowers than a direct loan fund alone would allow. You can direct your donation to specific borrower groups, and all contributions are managed responsibly to maximize long-term impact. Donations are tax-deductible in Israel, the U.S., and other applicable regions.
For more information about investment opportunities, financial terms, and impact reporting, please contact our resource development team.
Impact Loans:
Ogen leads the field of impact investments in Israel. We offer partners and social investors a unique product - an impact deposit. Instead of depositing your money in the bank, lend it to us. We will guarantee the deposit without risk on the part of the depositor and make sure that the funds make social impact. These deposits provide loans to small businesses and non-profits, and you will also receive a modest return! Minimum Deposit: $1m. In specific cases the loan can be given through Donor Advised Funds (DAF).
Partnerships:
Foundations, Government bodies and Corporate institutions partner with Ogen to expand our outreach to the Israeli public in our mission of financial inclusion. A collaboration with Ogen is a great opportunity to join us in improving Israel’s economy through social impact.